A Guide to Uber Injury Claims: Legal Actions for Compensation
A Guide to Uber Injury Claims: Legal Actions for Compensation
Blog Article
Uber has changed the way we travel. By simply using the Uber app, you can request a ride within minutes, making transportation more convenient than ever. However, with convenience comes risks. Crashes can still take place, and when they do, passengers may suffer injuries.
This article explores the most common injuries in Uber-related accidents, who may be liable for damages, along with legal options for pursuing a claim.
Frequent Injuries from Uber Rides
Passengers in an Uber may suffer a variety of injuries, especially if the driver is involved in an accident. Among the most common injuries are:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. These injuries lawsuits filed against uber may require surgery, physical therapy, and long-term care.
Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Other Drivers: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
How to File a Legal Action for Uber Injuries
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.
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